Best Travel Insurance Quotes and Affordable Rates
Despite the recent advancements in technology, airlines have nevertheless reported misplacing nearly 25 million pieces of luggage every year.
Also, an estimated 22–64% of travelers are at risk of contracting travel-related illnesses (diseases that are not endemic in their homes) either during or after travel. For these reasons, considering travel insurance coverage before setting out to explore new places, make new friends, sample diverse cuisines, or develop a wider world view from travels. The wizards behind MoneyWizard.co work hard to provide reliable information about travel insurance—soget yourself the best travel insurance quotes and affordable rates today!
Compare Travel Insurance Quotes
With thousands of providers offering diverse travel insurance plans, you’ll ‘ likely need some help to secure the best insurance plan in the marketplace.. The wizards behind MoneyWizard.co will take you through each and every step of the policy shopping process,ensuring that you find travel insurance that will provide coverage for unforeseen travel-related uncertainties. This includes flight cancellations, medical emergency coverage, missed connections, travel interruption, trip delays, lost luggage, damaged luggage, stolen luggage, emergency evacuation, and repatriation. Let us help you compare travel insurance quotes from different insurance companies, insurance agents, and insurance brokers. We’ve done the research so you don’t have to!
Get the Best Travel Insurance Rates
This makes travel insurance a necessity in order to avoid incurring losses. Insurance providers offer varying rates for similar products; hence, comparing quotes before settling on one that matches your needs is a must. Understandably, with thousands of options to consider the task can be daunting. Don’t have the time? Don’t worry—the wizards behind MoneyWizard.co have got you back. We’ve done all the heavy lifting—and what’s left for you is to choose from a clear list of the best options available. Our recommendations are needs-based and tailored to you. All we need is your zip code—and we’ll help to secure the best travel insurance rates for you. It’s not quite magic—but it’s close!
Travel Insurance Coronavirus: The New Reality
Wherever you live, and wherever you travel, COVI-19 is a new risk that travelers and insurance companies alike have to learn to manage. Pandemics and other acts of God, like earthquakes, eruptions, and floods are rarely covered by insurance companies in regular policies. However, COVID-19 is proving to be an exception.. Indeed, some companies have redesigned their travel coverage to accommodate medical expenses incurred from COVID-19–related illnesses.!
Benefits of Travel Insurance
Finding a good travel insurance policy is an essential part of traveling. Travel introduces unforeseen risks with which we may have to contend—losing one’s luggage, trip cancellation, travel interruption, delays, medical emergencies, as well as emergency evacuation These risks could result in financial loss, personal injury, and in extreme cases, death. Travel insurance covers the unexpected expenses resulting from any of the covered risks. It protects you and your family from unexpected financial strain.
Travel Insurance FAQ
How has COVID-19 affected travel insurance?
The COVID-19 pandemic has proved to be both a catastrophic health crisis and a travel nightmare. Governments around the world have closed their borders to mitigate the spread of the virus, bringing travels and other non-essential services to a standstill. While countries gradually open up their borders for business and travel,COVID-19 will continue to be a significant travel risk for years to come—and travelers are seeking trip insurance coverage that provides coverage for COVID-19 infections. Historically, insurance providers have been hesitant to provide coverage during pandemics; however, some have included COVID-19 coverage to augment their travel insurance offerings. The wizards behind MoneyWizard.co can help you secure travel protection that will cover you against unforeseen medical expenses—including the risk of COVID-19 infection.
What is travel insurance?
A travel insurance policy is an insurance product designed to cover unforeseen costs that an insured person may incur during a trip either domestically or overseas. Simply put, iut protects you from certain financial losses and risks that can occur during travel.
What does travel insurance cover?
The list varies from one insurance company to another. In general however, a travel insurance policy covers:
- Emergency medical expenses.
- Medical care and non-medical emergency evacuations.
- Unforeseen trip cancellation, delays, and interruptions.
- Lost, damaged, delayed and stolen luggage among several other emergencies.
Do I need travel insurance?
Consider that you are paying somewhere between 5–10% of your total travel expense and getting coverage for tons of risks that are likely to occur during your travel. Travel insurance gives you value for your money. Frequent traveler? Give the wizards behind MoneyWizard.co a call today—get your travel insurance quote today!
Can I cancel a travel insurance policy?
You’ll have a few days before the policy comes into effect to review the terms and conditions of the plan. In the event you’re not satisfied with what you’re getting, you can always cancel the policy during this period. However, when the trip has already started, you cannot get a refund for your policy upon cancellation. This usually depends on the terms and conditions of the contract between you and the chosen insurance company.
Can I buy travel insurance when already abroad?
A lot of companies allow you to purchase a trip insurance policy from anywhere in the world. If you are an international traveler, ensure you mention this detail to your insurance company.
What is not covered in a travel insurance policy?
There are certain exemptions to things that are covered in a travel insurance policy. Again, the list varies for different insurance companies. Here is a generalized list:
- Medical expenses for a pre-existing condition.
- Non-emergency medical-related expenses like cosmetic procedures, routine physical exams or eyeglasses, and contact lenses.
- Items lost or stolen in unsupervised places.
- Gear damaged during use.
Don’t worry—most of these exemptions are specified in the policy’s terms and conditions.
What happens when I am travelling on a one-way ticket?
You will still be covered with a one-way ticket. If you return home without a return ticket however, the cost of transport will be deducted from your claim.
How do I make my claim?
Depending on how urgent you need the claim to be settled, you can file for your claim while still on the trip—or after you return home. For most companies, you can follow the claim path online and even attach all the necessary support documents, such as bills, invoices, and other documents. These documents will be used to verify the legitimacy of your claim.
Anything else that you would like to know about travel insurance coverage? Feel free to contact the wizards behind MoneyWizard.co for everything you need to know about travel insurance!
